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Accounting & Invoicing
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Track expenses, create invoices, manage projects, and keep your finances organized.
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Finance & OperationsFractional CFO & Business Consultant
Fractional CFO & Business Consultant
Rate Calculator
Calculate your fractional CFO or financial consulting rate based on the high strategic value you provide and lower billable hour capacity.
Customize your numbers
We've pre-filled the baseline scenario for this profession. Adjust the inputs below to match your actual business goals.
Rate intelligence
What should you charge?
Build your freelance rate from your income target, taxes, expenses, and the amount of work you can realistically bill.
Quick scenarios
Start with a profile, then customizeYour financial assumptions
These numbers determine the minimum revenue your business needs to generate.
What you want to personally keep after taxes and business expenses.
$
Software, equipment, insurance, and other operating costs.
$
Only count time clients realistically pay you for.
hours
Annual billable capacity720 hrs
Weeks away from billable work.
weeks
Estimated percentage reserved for taxes.
%
Recommended pricing
Based on your current financial assumptions
Recommended hourly rate
$450/ hour
High-value pricing
Day rate
$3600
8 billable hours
Annual gross
$269,286
Revenue target
Monthly gross
$22,441
Average target
Capacity
38%
Utilization
Revenue allocationAnnual
Take-home income$180,000
Estimated taxes$80,786
Business expenses$8,500
Pricing position
Relative to common freelance rate bands
Your required rate is significant. Ensure your positioning supports the price.
Financial snapshot
Your freelance numbers at a glance
Based on current assumptions
Monthly revenue
$22,441
Weekly revenue
$5,610
Monthly take-home
$15,000
Billable utilization
38%
Taxes are included
Your calculation currently reserves 30% of required revenue for your estimated tax buffer.
Billable time matters
You're planning around 15 billable hours per week, not a standard 40-hour client schedule.
Time off is protected
Your calculation assumes 4 weeks away from billable work each year.
Your rate is more than your salary.
Fractional executives and management consultants operate differently than standard freelancers. Because you are context-switching between multiple high-level strategic roles across different companies, billing 40 hours a week is impossible. Your rate must reflect a lower cap on billable hours (often 15-20 max) while accounting for professional liability insurance and financial modeling tools.
A sustainable rate needs to account for the time you spend finding clients, answering emails, preparing proposals, managing projects, handling revisions, and doing administrative work.
Common Pricing Models
Monthly RetainerDay rateHourly consultingPerformance equity
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The Freelance Stack
Tools to help you run the business, track expenses, and get paid faster.
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Receive international payments and manage multiple currencies with transparent rates.
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Stop guessing your rate.
Build a freelance rate around the income you actually want, the expenses you actually have, and the hours you can realistically bill.