Terms of Service

1. Acceptance of Terms

By accessing, browsing, or utilizing any calculators, tools, invoice makers, or benchmarking materials on solo-ledger.com ("SoloLedger"), you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service. If you do not agree, you must discontinue use immediately.

2. Permitted Use & Intellectual Property

SoloLedger grants you a limited, revocable, non-exclusive, non-transferable license to use our web utilities for personal or commercial business planning. You agree not to:

• Reverse engineer, scrape, extract, or republish our algorithmic rate engines and dataset without express written consent.
• Use automated bots, spiders, or scrapers to generate unnatural load on our infrastructure.
• Impersonate SoloLedger or misrepresent calculations generated by this site as certified financial audits.

3. Accuracy of Calculations & No Warranty

All tools, formulas, tax estimates (including Self-Employment tax and W-2/1099 conversions), and industry rate benchmarks are provided strictly on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied. Tax rates, deductions, and financial rules change across jurisdictions; SoloLedger makes no guarantee regarding the absolute legal or financial accuracy of the output.

4. Third-Party Links & Services

Our website contains links and promotional cards to third-party platforms (such as FreshBooks, Wise, and Deel). We do not control, operate, or assume responsibility for the content, privacy practices, billing, or services provided by third-party providers. Your interactions with third-party software are governed strictly by their respective terms.

5. Limitation of Liability

In no event shall SoloLedger, its founders, operators, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages—including loss of revenue, tax penalties, client disputes, or data discrepancies—resulting from your reliance on our tools or content.

6. Modifications to Terms

We reserve the right to modify these Terms at any time. Continued use of the platform after updates constitutes binding acceptance of the modified Terms.